...If A Death Occurs In The Family*

Medical / Vision / Dental

If A Family Member Dies: If the deceased was covered under a FlexSolutions Medical/Vision and/or Dental Plan, adjust your coverage level(s) accordingly. Or, if the deceased was your spouse/domestic partner and you were covered under his or her medical and/or dental plan, you will be eligible to enroll in the FlexSolutions health care plans at this time.

If You Die: Any dependents covered under the FlexSolutions health care plans may continue their coverage(s) under COBRA.

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Reimbursement Accounts

If a family member dies, you may want to consider changing your election under the Dependent Care Reimbursement Account—you may enroll in, adjust (increase or decrease) or end your contributions to this Account, depending on your situation.

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Survivor Benefits / Disability Benefits

If A Family Member Dies: If the deceased was covered under the FlexSolutions Dependent Life and/or Accidental Death & Dismemberment (AD&D) Insurance Plan, be sure to file a claim for death benefits. Also, if the deceased was named as a beneficiary to any of your life or AD&D benefits, be sure to update your beneficiary designations.

If You Die: Your beneficiary(ies) may be eligible for death benefit payments under the Employee Life, AD&D, and/or Business Travel Accident (BTA) Insurance Plans, depending on the circumstances, and the FlexSolutions elections in effect at the time of your death. Your survivor may also be eligible for a benefit under the Long-Term Disability (LTD) Plan if you were disabled at the time of your death.

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Time Off Benefits

You may take some paid time off under A&B's Bereavement (Funeral) Leave policy if the deceased was a member of your immediately family. If you need additional time off, discuss your options with your local Human Resources representative.

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Retirement Benefits

I f A Family Member Dies: If the deceased was named as a beneficiary to any of your retirement plans, be sure to update your beneficiary designations.

If You Die: If you are vested in the A&B Retirement Plan for Salaried Employees at the time of your death, your spouse or designated beneficiary(ies) may be eligible for a benefit payment.

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Action Steps

In the event of a family member's death, you should:

Arrange...

With your manager to take a Bereavement (Funeral) Leave.

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Contact...

Your local Human Resources representative within 31 days of your dependent's death to make any necessary changes to your benefits and/or update your beneficiary designations.

You can also discuss with your HR representative any additional time off benefits for which you may be eligible in the event you need more time away from work.

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File...

A claim for survivor benefits, if applicable.

In the event of your death, a family member should:

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Contact...

The local Human Resources representative as soon as possible.

The HR representative can:

  • Help file for any applicable life insurance benefits;

  • Discuss the availability of continued health care coverage under COBRA; and

  • Review retirement plan distribution options.

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