...If You Are A New Employee
FlexSolutions features several medical options for you and your eligible family members. All provide comprehensive benefits, but they differ in significant ways. So be sure to select the plan that's right for you.
Note: To decline medical coverage, you must provide proof of other group coverage. Once you enroll in a medical plan, you automatically receive vision coverage.
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Under FlexSolutions, you have a choice of three dental plans. All cover preventive, general, and major dental services, but the benefit levels differ. So be sure to review your options.
Note: To decline dental coverage, you must provide proof of other group coverage.
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You can participate in the Health Care and Dependent Care Reimbursement Accounts. These Accounts can reduce your taxes while helping you budget for eligible health care and dependent care expenses.
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FlexSolutions offers several levels of Life and Accidental Death & Dismemberment (AD&D) Insurance for you and your eligible dependents. You are also automatically covered by A&B's Business Travel Accident (BTA) Insurance policy.
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You are automatically covered by A&B's Sick Leave Plan. Also, you may choose from three levels of Long-Term Disability (LTD) coverage.
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Learn about A&B's policies regarding sick leave, vacation, holidays, and leaves of absence.
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A&B sponsors three plans designed to help you prepare for retirement: the A&B Retirement Plan for Salaried Employees, the Individual Deferred Compensation (IDC) Plan and the Profit Sharing Retirement (PSR) Plan. Participation in the Retirement and PSR Plans begins automatically once you are eligible; however, to participate in the IDC Plan, you must enroll, indicating...
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What percentage of your salary you would like to contribute, and
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How you would like those contributions invested.
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Action Steps
Review...
Your FlexSolutions and IDC Plan enrollment materials.
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Consider...
Enrolling in the Reimbursement Accounts. Your FlexSolutions enrollment materials include a worksheet that can help you estimate your health care and/or dependent care expenses, and determine an appropriate contribution amount.
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Complete...
Your FlexSolutions and IDC enrollment forms by the dates requested. If you have any questions, contact your local Human Resources representative.
Remember!
If you do not enroll in:
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FlexSolutions by the deadline indicated, you will receive core coverages only and you will forfeit any remaining FS Credits.
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The IDC Plan when you are first eligible to do so, you will not be able to enroll until the beginning of the next calendar quarter.
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Name...
Your beneficiary(ies) for your Survivor and IDC/PSR Plan benefits. You will automatically be named the beneficiary of any dependent life insurance coverage(s) you elect. To name someone other than your spouse as the sole beneficiary of any retirement benefits, you must obtain your spouse's notarized consent.
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