...If You Get Married Or Add A Child To Your Family*

Medical / Vision

You may enroll your new dependent(s) in the same FlexSolutions Medical Plan in which you are enrolled; or, if you get married and you can be covered under your spouse's/domestic partner's employer's plan, you may drop coverage (as long as you provide proof of your other group coverage). Keep in mind that vision coverage is provided only to those enrolled in a FlexSolutions Medical Plan.

Back to Top

Dental

You may enroll your new dependent(s) in the same FlexSolutions Dental Plan in which you are enrolled; or, if you get married and you can be covered under your spouse's/domestic partner's employer's plan, you may drop coverage (as long as you provide proof of your other group coverage).

Back to Top

Reimbursement Accounts

If you have a new child, you may want to consider enrolling in or increasing your contributions to the Dependent Care Reimbursement Account (DCRA). If you get married, you may also want to adjust your DCRA election. You may not change your Health Care Reimbursement Account election until the next Open Enrollment.

Back to Top

Survivor Benefits

Review your life insurance needs. Is your current level of coverage adequate? Do you need coverage for your new spouse/domestic partner or child? Check your beneficiary designations, too, to determine whether they should be changed.

You may not change your Accidental Death & Dismemberment (AD&D) coverage at this time; you must wait until the next Open Enrollment.

If your new dependent is a child and you already have elected Dependent Life Insurance coverage for a child or children, your new child will be covered as long as you notify A&B of the child's arrival within 31 days.

Back to Top

Disability Benefits

You may not change Long-Term Disability (LTD) coverage at this time; however, you can increase your coverage by one level during the next Open Enrollment.

Back to Top

Time Off Benefits

If your new dependent is a child, you may be eligible for an unpaid leave under the Family and Medical Leave Act (FMLA). See your HR representative for more information.

Back to Top

Retirement Benefits

Review your beneficiary designations for all of your retirement plans. Note: To name someone other than your spouse as the sole beneficiary of any of your retirement benefits, you must obtain your spouse's notarized consent.

* If, during the Plan Year, your marital status changes (for example, you and your spouse divorce or legally separate), or your family situation changes in some other manner (for example, your child reaches the maximum age for coverage), you will have the opportunity to change your FlexSolutions elections. To do so, you must contact your local Human Resources representative within 31 days of the event.

Back to Top

Action Steps

Review...

The FlexSolutions health care and survivor benefit plans in which your new dependent(s) can be enrolled.

Back to Top

Consider...

Enrolling in (or changing your contributions to) the Dependent Care Reimbursement Account. Your local Human Resources representative can provide a worksheet that can help you estimate your expenses and determine an appropriate contribution amount.

Back to Top

Contact...

Your local Human Resources representative if you need to enroll your dependent(s) in any plans, change your DCRA contribution or Employee Life Insurance coverage levels, or update your beneficiary designations

Remember! If you do not make any changes to your FlexSolutions benefits within 31 days of the marriage, birth or adoption, you will not have another opportunity to make changes until the next Open Enrollment

Back to Top

Arrange...

With your manager and/or local Human Resources representative to take any time off you need. If you choose to take a FMLA leave, your HR representative can review with you what happens to your benefits.

Back to Top
Back to Top