Overview

If you are a Mainland employee, you may enroll in one of the following CIGNA Medical Plans...

• CIGNA Low Option Preferred Provider Organization Open Access Plus (PPO OA+) Plan,

• CIGNA High Option Preferred Provider Organization Open Access Plus (PPO OA+) Plan, or

• CIGNA Network Health Maintenance Organization (HMO) Plan.

You may also be eligible to enroll in the Kaiser Permanente HMO, depending on where you live.

This section provides a summary of the key provisions of the CIGNA Plans and outlines many of the services covered under those Plans. CIGNA, as the Claims Administrator, pays benefits based on the specific provisions outlined in the applicable plan booklet. Copies of this booklet are available for your review from your local Human Resources representative. You are also encouraged to call CIGNA directly if you have any questions regarding plan provisions or the benefits available to you.