What The Kaiser Permanente HMO Does Not Cover

Because HMOs are governed by state laws, we cannot list all of the exclusions under each HMO. However, many of the general exclusions that are listed for the HMSA and CIGNA Medical Plans would apply. It's important to remember that, except in emergencies that occur outside your HMO's service area, you must receive all of your care through your HMO to be eligible for benefits. If you have any questions, you should contact your HMO directly or refer to the HMO Member Handbook you received.