The Vision Plan provides covered individuals with comprehensive vision care coverage. You may receive vision care services through either VSP doctors or non-VSP providers. When you do use a VSP doctor, you will receive greater benefits than if you use a non-VSP provider. The sections below provide more details.
To find a VSP doctor, you can call VSP at 800-877-7195, or you can access a VSP participating doctor list via the VSP Website at www.vsp.com. The Website can also confirm your eligibility for benefits under A&B's Plan.
With 26,400 VSP doctors nationwide with more than 40,000 access points, most employees should be able to find a VSP doctor that meets their needs—and receive the increased benefits the Plan provides when you do use VSP doctors. Of course, you may use any qualified vision provider and still receive benefits.
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When You Visit A VSP Doctor
Each time you visit a VSP doctor, you pay the following charges...
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$10 for a comprehensive examination
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$25 for materials (i.e., spectacle lenses and/or frames)
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Any charges for cosmetic extras (such as tinted or oversize lenses, and charges for frames above the allotted frame allowance)
There are no claim forms to file—VSP pays all remaining charges according to the frequency guidelines outlined under What The Vision Plan Covers. Contact lenses are also available as described in that section.
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When You Visit A Non-VSP Provider
VSP also covers services you receive from non-VSP providers. When you visit a non-VSP provider within the frequency limitations that apply to the service, you will be reimbursed according to a schedule of allowances. (See What The Vision Plan Covers). If the scheduled benefit is not enough to cover the entire cost of the services, you pay the remaining charges.
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