How The Vision Plan Works

The Vision Plan provides covered individuals with comprehensive vision care coverage. You may receive vision care services through either VSP or non-VSP providers. When you do use a VSP provider, you will receive greater benefits than if you use a non-VSP provider. The sections below provide more details.

To find a VSP provider, you can call VSP at 800-877-7195, or you can access a provider listing via the VSP Website at www.vsp.com. The Website can also confirm your eligibility for benefits under A&B's Plan.

With 18,000 VSP providers nationwide practicing in more than 24,000 locations, most employees should be able to find a VSP provider that meets their needs—and receive the increased benefits the Plan provides when you do use VSP providers. Of course, you may use any qualified vision provider and still receive benefits.

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When You Visit A VSP Provider

Each time you visit a VSP provider, you pay the following charges...

  • $10 for a comprehensive examination

  • $25 for materials (i.e., spectacle lenses and/or frames)

  • Any charges for cosmetic extras (such as tinted or oversize lenses, and charges for frames above the allotted frame allowance)

There are no claim forms to file—VSP pays all remaining charges according to the frequency guidelines outlined under What The Vision Plan Covers. Contact lenses are also available as described in that section.

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When You Visit A Non-VSP Provider

VSP also covers services you receive from non-VSP providers. When you visit a non-VSP provider within the frequency limitations that apply to the service, you will be reimbursed according to a schedule of allowances. (See What The Vision Plan Covers). If the scheduled benefit is not enough to cover the entire cost of the services, you pay the remaining charges.

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