While federal law requires A&B to make SPDs available for most of its benefit plans, the Benefits Handbook goes beyond this requirement to create a valuable resource you can turn to whenever you have a question about your benefit needs.
The points below summarize what you’ll find in each Handbook section...
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Benefit Basics
— This section provides information regarding eligibility, basic facts related to A&B’s benefits program, and a special section explaining how certain life events can affect your benefits.
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Health Care Benefits
— Our most popular section contains details on A&B’s medical, vision, and dental plans. Specifically, you’ll find what the plans cover, directions on how to file claims, and more.
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Survivor and Disability Benefits
— Here you’ll find details regarding some plans we hope you never have to use… life, accident insurance, and long-term disability insurance.
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Reimbursement Accounts
— These two accounts can offer tax savings for many employees who have predictable health care and dependent care expenses. This section includes a summary of eligible expenses and details on filing claims.
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Retirement and Investment Program —
Planning for retirement is easy with A&B. The company-paid retirement plan, Individual Deferred Compensation (IDC) Plan, and the Profit Sharing Retirement (PSR) Plan all help you plan for the future.
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Other A&B Benefits
— All other A&B benefits are described in this section, including paid time off benefits, leaves of absence, educational assistance, health and life insurance benefits for retirees, and more.
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Legal Information
— This section provides information on your rights under federal law, the official plan directory, and other required information.
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