Educational Benefits

A&B supports its employees efforts to increase their skills—and therefore their value to the Company—by paying for certain training and education programs, as well as college degree programs.* To be eligible for benefits, you must have completed at least one year of continuous service with A&B or one of its participating affiliates.

You may receive reimbursement of up to two-thirds of the cost of an approved course (one which in the Company's judgment will enhance your value to A&B). The remaining one-third will be reimbursed if the program is a previously approved degree program and you can provide proof that you completed the degree program course with a "B" average or better.

To be eligible for reimbursement, you must...

• Furnish receipts for books, fees and tuition paid; and

• Obtain Company approval before enrolling in each course.

You will receive reimbursement once you present proof of satisfactory completion of the course and the reimbursement has been approved by the appropriate responsible executive.