Loss Of Benefits

There are no specific Plan provisions regarding your disqualification as a plan participant, or for denial or loss of benefits. However, the Company assumes each participant will furnish complete and truthful evidence, data and information requested by the Plan Administrator. For example, the Plan Administrator will request that you provide a birth certificate to confirm your normal retirement date.

Your right to benefits may be withheld or delayed if you do not provide all proper information to the Plan Administrator.

If you become disabled and do not receive compensation from A&B, or if you have been granted a leave of absence, you will not be entitled to contribute to the IDC Plan or receive an allocation of A&B's PSR contributions during your disability or absence. Your Credited Benefit and Vesting Service under the Retirement Plan may also be affected.

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Return Of Contributions

Assets held in the Trust Fund may never be returned to the Company except under the following conditions: If...

  • A contribution made by the Company is made under a mistake of fact, the contribution may be returned to the Company within one year after the date of payment; or

  • The IRS disallows a tax deduction for the contribution then the contribution may —to the extent the deduction is not allowed—be returned within one year after the date it was disallowed.

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