When Coverage Ends

Your (and your dependents') coverage under the Employee Life, AD&D, Dependent Life, and BTA Insurance Plans will end on the earliest of...

  • The end of the month in which your A&B employment ends;*

  • The date the group policy or specific coverage ends;

  • The date you die;

  • When you (or the covered dependent) no longer meet the FlexSolutions eligibility requirements as outlined under Who Is Eligible;

  • The end of the period for which any required contribution was last paid;

  • The date insurance for your dependents ends under the group policy; or

  • The date insurance for your dependents ends for your class.

If your coverage ends, you may be able to continue your coverage as explained below.

* BTA coverage ends the date your employment ends; if you retire from A&B, your employee life insurance coverage may continue as long as you have met the eligibility requirements of the Alexander & Baldwin, Inc. Retiree Health and Welfare Benefit Plan.

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